Your strong partner in collateral loans.
On the following pages we will provide an overview of the operating principles and the comprehensive service performance of the Banki Group.
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In a pawnshop you can change your valuable items into loans. These loans are usually awarded between 25% and 50% of the current value (not the former purchase price). The loan period is set by law for three months + one month (tolerated overdraft). The costs are also determined by law.
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Leihhaus Banki next to Nuremberg central station has been granting pawn loans since 1985: you leave an item of value as security and receive cash immediately – with no Schufa credit check, just your ID card or passport. Here are the most important answers.
You bring an item of value to the pawnshop. After it has been inspected and valued, you receive a loan in cash straight away. All details such as term and loan amount are recorded on your pawn ticket. When you repay the loan plus fees, you get your item back. More about the process
As a rule, between 25 % and 50 % of its current value – not its original purchase price. Loans range from a hundred to several tens of thousands of euros.
The fees are set by the authorities and depend on the loan amount. A loan of 300 euros, for example, costs 9.50 euros per month – including all valuation, storage and packaging costs. Work out your exact fees with our loan calculator.
The term is always three months, followed by an additional month of grace. You can extend your pawn ticket as often as you like by paying the fees due.
In principle any item of value – mainly jewellery, gold, watches, consumer electronics, selected antiques and paintings by well-known artists. We also accept cars and motorcycles.
Only a valid ID card or passport. No proof of income or creditworthiness is required – the pawned item is the security.
No. We do not consult credit agencies such as Schufa and do not report anything to them. A pawn loan creates no debt: you simply leave an item as security.
Yes. While in our care, your item is stored professionally and insured against fire, burglary and theft for twice the loan amount.
If the loan is not extended and all deadlines have passed, the item is auctioned by a publicly appointed auctioneer. Any surplus is yours for two years. You incur no further costs. Dates and numbers are listed under Auctions.
Right next to Nuremberg central station: Frauentorgraben 5, 90443 Nuremberg, Germany. Open Monday to Friday 9 am – 6 pm and Saturday 10 am – 2 pm. Phone: +49 911 221 505. Directions & contact